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Qualification Requirements (To Earn a Higher Interest Rate)

  • 15 debit card transactions per monthly cycle (hard posted)

  • 1 ACH debit or credit per month

  • E-Statements

  • Must log into on-line banking at least once a month

 Account Qualifications & Interest Rates

  • Minimum to open: $500.00

  • Rate up to $30,000.00 will pay 4.5%

  • Over $30,000.00 will pay 1.00%

  • If account falls under $500.00 a service charge of $10.00

  • Rate if qualifications are not met will pay .05%

Restrictions

  • No business accounts

  • Only one account per primary social security number