Welcome to Central Bank, where our commitment is to our customers and our community. We’ve provided financial services to individuals and businesses throughout our community for over 50 years, growing and adapting to meet the ever-evolving needs of our customers. Build your life on a secure financial foundation with essential banking services and our dedicated, experienced team at Central Bank.



Central Bank is devoted to excellence in banking, but our first commitment is to the citizens of the wonderful communities we serve.  Our success begins with your own.

  • Local Banking with Local People

  • 50 Years of Local Community Banking

  • Genuine Commitment to Our Community

Our commitment to serving in our community has never been greater — experience the difference with us.


With over 50 years of serving our community, we continue to build upon the traditions and foundations that have made us a trusted local organization.

We are dedicated and committed to making a positive impact in the lives of the wonderful people we serve each day. We strive every day to provide a safe and honoring atmosphere among our team members.

Integrity is at the center of who we are. We choose to be transparent and honest in every endeavor with our customers.

We are fortunate to be a part of several growing communities and always seek opportunities to be a positive influence. We respect, honor, and value each individual and organization in the areas we serve.

We will use our experiences to learn, improve, and grow as an organization so that we can propel the talents and resources of our team to better serve our community for generations to come.

Online Banking

Our convenient NetTeller Online Banking service allows you to manage your funds 24/7 wherever you have internet access. Easily view account balances and detailed account history including checks cleared, deposits, ATM and Debit card transactions, and images of cashed checks. You can download, print, and fill out your enrollment form here and bring it by any of our locations to enroll today.

Mobile Banking

Manage your funds anytime, anywhere with our free Central Bank mobile app. Our mobile banking solution supports all account types we offer including checking, savings, money market, certificates of deposit, and loans. Using your smartphone, it’s easy to view account balances, checks, statements, alerts, and transaction history with our user-friendly interface. You can even initiate account transfers and pay bills directly from the app. Search for Central Bank Savannah TN to find our mobile app on iOS or Android.

*Mobile Device data and usage charges may be assessed by your carrier

Mobile Device data and usage charges may be assessed by your carrier. Video embedded from YouTube.

Online Bill Payment

Our NetTeller Online Banking service includes our convenient bill payment feature that allows you to pay bills directly from your checking account. This paperless process saves you time and money on checks and stamps while providing a unique confirmation number after each payment transaction to serve as a receipt for your records. Pay bills on the spot or schedule future or recurring payments and add or delete payees online with ease.

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ACH Origination

Save precious time and money when you send and receive payments, such as payroll, electronically through an automated clearinghouse. These automated payments ensure your employees receive payment on payday hassle-free and save you the time and money involved in buying and writing multiple checks as well reissuing and stopping payment on lost payroll checks. You can also set up recurring payments for your business to cover expenses like monthly utilities and property managers.

Tips for Online Banking Security

24 Hour All-Access Telephone Teller

No matter the hour, it’s easier than ever to manage your funds with Central Bank using our 24/7 all-access telephone teller service. All you need is your Central Bank account number and your personal identification number (PIN) when you call 731-925-1404.  Our easy-to-use menus and speech recognition allow you to easily navigate this free service to access all of your important account information.

All Access Teller provides access to:

  • Checking or Money Market account balances, previous transactions, deposit information, specific check information, and ATM and automated transactions
  • Savings account balances, previous account transactions, and deposit information
  • Make loan payments and access loan information
  • Certificates of Deposit account balances
  • Transfer Funds between checking and savings

Commercial Cash Management Services

Our Cash Management Service was designed specifically to meet the needs of our commercial customers, with convenient features and options that save time and money. Utilize fully automated movement of funds and enjoy the benefit of liquidity and enhanced yield with no bank online maintenance fee. Cash management also includes processing of incoming and outgoing wire transfers for your business (fees apply).

  • See activity for all of your Central Bank accounts immediately following transactions
  • Check real-time balances around the clock
  • View images of canceled checks
  • Access an approximately 90-day transaction history
  • Make transfers and loan payments between your accounts
  • View statements and prior-day activity
  • Have the option to allow an unlimited number of users with unique access levels to accounts
  • View statements from the last three months
  • Search for specific checks that have cleared
  • Download transactions into your financial software
  • Initiate ACH files


Discover Our Adamsville Location


Discover Our Pickwick Location


Discover Our Savannah Location

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Be Inspired By Our Commitment to the Community

Get Started with Central Bank Today.